Ordering an appraisal from Strawberry Farm Appraisals

To a lot of us, an appraisal is simply one more thing on the break-sheet for a home sale or refinance. And while there are a growing number of automated home valuation methods that might appear to be more prudent than an appraisal, almost all lenders still want a local expert because the stakes are very high. But is getting a mortgage the only basis for getting an appraisal? Are there more instances when the services of a certified, independent real estate professional might be helpful? You bet there are.


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Let Strawberry Farm Appraisals help you appeal your tax assessment in Madison County

If you reside in an area where property values have declined, it's possible you're paying too much in property taxes. When building your case, an appraisal from Strawberry Farm Appraisals is your best evidence. At Strawberry Farm Appraisals,we can assist you in disputing your tax assessment.

Strawberry Farm Appraisals can help you get rid of PMI to lower your mortgage payment

When the amount being loaned to the buyer is more than 80% of the actual value of the home, nearly all lenders ask homeowners to take out an supplemental insurance policy. That policy is Private Mortgage Insurance, or PMI. This extra payment is often lumped into the monthly mortgage payment and is quickly forgotten. PMI isn't necessary when the remaining balance of the loan - whether through market appreciation or principal pay down - decreases below the 80% level, making this very unfavorable. In fact, the Homeowners Protection Act (HPA) of 1998 was implemented by the United States Congress that requires lenders to do away with the PMI installments on most mortgages when the balance is paid down to 78% of the original value.

Strawberry Farm Appraisals can provide you with a statement regarding the value of your home, and the cost of the home valuation can generally be offset in a short amount of time because you'll no longer be paying the PMI.

Settling a divorce with less stress with an appraisal from Strawberry Farm Appraisals

A divorce can be an especially daunting event for both parties, and it is often more complicated by the burdensome decision of who keeps the home. Regardless of the circumstances, it's a good idea to get an appraisal from Strawberry Farm Appraisals so both parties are entirely aware of the true market value of their home.

The parties will have a clearer picture of what price to set, if they want to sell the home. And if a "buyout" is the chosen option, both parties will feel like they've received a fair evaluation.

Fair and accurate estate liquidation

The death of a loved one is a difficult time in life, and settling an estate from a death, or probate, often entails an appraisal to establish Market Value for the real estate involved. The ethics provision within the Uniform Standards of Professional Appraisal Practice (USPAP) binds us with confidentiality, ensuring the utmost degree of discretion.

Most Americans do not have dedicated estate planners or executors to handle these matters, unlike wealthier individuals. A home or other property often makes up a disproportionate share of the total estate value, so understanding the true value of the real estate at hand is of vital importance to ensuring disputing parties walk away knowing they've received an honest deal.

Strawberry Farm Appraisals can assist you in relocating to or from Madison County

Moving due to a job change can be a stressful event. We know where you're coming from! We take great care in setting up an accommodating appointment time for the appraisal inspection. During our thorough process, we recommend employees that are moving to provide remarks on the positive attributes of their property, along with information about any new sales or listings in their area that they want considered.

Sell your home quickly at the right price with an appraisal from Strawberry Farm Appraisals

A professional appraisal can help you make a better educated decision when determining your selling price, whether you want to sell your home on your own or with the help of a real estate agent. An appraiser has no vested interest in what price the house sells for, unlike real estate agents. The price we charge isn't a percentage of the sales price, but rather they are based on our efforts to complete the appraisal.

On a daily basis, we examine the difference in value things like an additional bathroom or a kitchen remodel can make. Obtaining a professional appraisal is a reliable way to decide what improvements will add value and what a suitable sales price is for your home - so you don't come up short or have your house on the market an unnecessarily long time - because we're experts in knowing how long houses are one the market.